The insurance payout will likely be to one entity, namely the company who owns the card

================================================================ If you liked it, check out my other commanders: Unblockabruna (Auras / Voltron / Control) Bruna, Light of Alabaster Brago, King Blink182 (ETB triggers / Combo / Control) Brago, King Eternal Giant Stomp (High CMC / Aggro / Giant tribal) Kalemne, Disciple of Iroas Kitchen Table Kitten Fable (Low CMC / Aggro / Cat tribal) Arahbo, Roar of the World Captain Beckett Brass (Steal theme / Cruel Control / Pirate tribal) Admiral Beckett Brass Yes, This Deck is For Real (I don't even know where to start) Chisei, Heart of Oceans Eight Legs for my Eighth Commander (Tokens / Casual / Spider tribal) Ishkanah, Grafwidow Kokusho, the Kamikaze Star (Lifegain / Lifedrain / Reanimator) Kokusho, the Evening Star Sevinne's Summer Camp (Flashback / Spellslinger / Pillowfort) Sevinne, the Chronoclasm Ping [300ms] (Ping / Untap / I'LL F-ING DO IT AGAIN) Reveka, Wizard Savant Kroxa, Dark Souls Boss (Discard / Pain for you / Gain for me) Kroxa, Titan of Death's Hunger For the Horde

Your move : Buy singles for specific deck pieces
Fire Fists work off taking special Spells and Traps known as Fire Formations, searching them from the deck for activation, and sending them to the grave to activate the effects of the monsters
Beta Test Print with MTG back and Beta Test Print with a different Name and text front and back
No more print runs